RISK PROBABILITY BASED ON THE SEMINAL FREY AND OSBORNE STUDY
Professional Group characteristics and similar occupations
Numerical clerks obtain, compile and compute accounting, bookkeeping, statistical, financial and other numerical data, and take charge of cash transactions incidental to business matters (ILO, 2018).
- Accounting and Bookkeeping Clerks
- Payroll Clerks
- Actuarial clerk
- Brokerage clerk
- Finance clerk
- Insurance clerk
- Mortgage clerk
Financial investment portals, websites that search and provide the cheapest insurance products on the market and statistical reports available for large public on internet, are only some of the possibilities available today directly, with no need of mediation. Yet not everything that is published on the web is the result of automated algorithm. Financial and insurance clerks should become less “clerk” and more “consultant”: i.e. they should improve their technical skills, in order to give their clients professional suggestions and visions that an algorithm is not able to give.
Calling itself an “insurance¬ robo-¬advisor,” Clark’s iOS and Android apps let manage and purchase various insurance products. Specifically, it uses algorithms to analyse the customer’s current insurance situation and automatically proposes opportunities to improve coverage or the deal the customer is currently on.